INVOICE FINANCE HEALTHCHECK
Is Your Invoice Finance Facility Actually Working For You?
Invoice finance should free up cash and fuel growth – not create headaches. But as your business changes, your facility can often fall behind.
This 3-minute scorecard benchmarks the five key areas that matter most:
- Costs & Value: Are you getting fair value, or paying more than you should?
- Funding & Cash: Can you access the money you need, precisely when you need it?
- Flexibility & Control: Does the facility move with your business, or hold you back?
- Service & Relationship: Is your provider genuinely helpful and responsive?
- Growth: Does the facility still match your business ambitions?
Answer openly and you’ll discover if your facility is truly keeping pace with your business today and where you could do better elsewhere.
Take the 3-minute scorecard and find out where you stand with your facility.
Is Your Invoice Finance Facility Actually Working For You?
Invoice finance should free up cash and fuel growth – not create headaches. But as your business changes, your facility can often fall behind.
This 3-minute scorecard benchmarks the five key areas that matter most:
- Costs & Value: Are you getting fair value, or paying more than you should?
- Funding & Cash: Can you access the money you need, precisely when you need it?
- Flexibility & Control: Does the facility move with your business, or hold you back?
- Service & Relationship: Is your provider genuinely helpful and responsive?
- Growth: Does the facility still match your business ambitions?
Answer openly and you’ll discover if your facility is truly keeping pace with your business today and where you could do better elsewhere.
Take the 3-minute scorecard and find out where you stand with your facility.
We'll score against the following key areas:
Costs & Value
This section looks at how well you understand the true cost of your invoice finance facility and whether it represents fair value. Over time, fees, minimums and add-ons can quietly accumulate, putting pressure on your cashflow, particularly if the facility hasn’t been revisited as your turnover or trading patterns have evolved.
Funding & Cash Availability
Invoice finance should release cash, not trap it. These questions highlight whether reserves, limits, or lender policies are stopping you from accessing funds you would reasonably expect to be available as your sales grow.
Flexibility & Control
As businesses evolve, funding arrangements need to keep pace. This area explores how easily your facility can adapt with you, or whether contractual terms, notice periods, or rigid structures are limiting your options and decision‑making.
Service & Relationship
Your funder should act as a responsive partner, not a bottleneck. This section focuses on the quality of day‑to‑day support, speed of decision‑making, and whether issues are addressed proactively rather than left to linger.
Growth Fit
A facility that once worked well can become misaligned as your business model, customers, or ambitions change. These questions assess whether your current arrangement still supports where the business is heading - not just where it’s been.
